Cutworms are not really worms. They are caterpillars and they will damage or kill pretty much anything in your garden.
Cutworm caterpillars are the larval stage of several different types of nocturnal moths. Most of them are members of the Noctuid family, but not all.
Cutworms get their name because of the way they chew through young plant stems, cutting them off just above or just below soil level. Some species burrow into fruit that is lying on the ground or growing low on the host plant, where they can feed in relative safety. Some species of cutworms are more aggressive, climbing up the nearest plant to feed on leaves, buds, and young shoots.
Cutworms will feed on whatever is nearby, but they show a strong preference for celery, tomatoes, peas, peppers, asparagus, beans, berries, melons and other cucurbits, cabbage, beets, rutabaga, lettuce, basil, potatoes, and grapes. Some cutworms will also feed on your lawn.
Symptoms of cutworm feeding can take many forms. In some cases, it will look a lot like damping-off disease, as seedlings are found in the morning, bent over and dying. On lettuce, holes in leaves and along the edges of leaves may look like slug or snail feeding. On other plants, the young caterpillars will skeletonize the underside of leaves before eating the entire leaf. The only way to be sure is to gently work the soil around damaged plants, looking for the little beasties.
The adult moths are usually mottled gray or brown and 1 inch long. Eggs are laid singly or in clusters in the soil or leaf litter, where they will be close to a food supply. The caterpillars can be 1 to 2 inches long and are usually dull brown or gray. Their skin is smooth and they tend to blend in with the local soil. Many varieties of cutworm curl up into a C-shape when frightened. Once they have eaten enough, the caterpillars pupate in the soil in a reddish brown casing (pictured below) that may be found when tilling the soil. There are three types of cutworm that are commonly found in the Bay Area: black, variegated, and granulate.
Cutworm damage can be controlled using these methods:
I hope this information inspires you to grow more of your own food. You can ask your garden questions on my Home page.